MVB Financial Valuation
| MVBF Stock | USD 28.94 0.06 0.21% |
At this time, the firm appears to be fairly valued. MVB Financial Corp owns a latest Real Value of $29.81 per share. The recent price of the firm is $28.94. Our model forecasts the value of MVB Financial Corp from analyzing the firm fundamentals such as Current Valuation of 141.04 M, return on asset of 0.0097, and Profit Margin of 0.19 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting MVB Financial's valuation include:
Fairly Valued
Today
Please note that MVB Financial's price fluctuation is very steady at this time. Calculation of the real value of MVB Financial Corp is based on 3 months time horizon. Increasing MVB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the MVB stock is determined by what a typical buyer is willing to pay for full or partial control of MVB Financial Corp. Since MVB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of MVB Stock. However, MVB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.94 | Real 29.81 | Target 31.5 | Hype 28.77 |
The real value of MVB Stock, also known as its intrinsic value, is the underlying worth of MVB Financial Corp Company, which is reflected in its stock price. It is based on MVB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of MVB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of MVB Financial Corp helps investors to forecast how MVB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MVB Financial more accurately as focusing exclusively on MVB Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for MVB Financial Corp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
MVB Financial Cash |
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MVB Revenue by Product
MVB Financial Total Value Analysis
MVB Financial Corp is now forecasted to have valuation of 141.04 M with market capitalization of 367.67 M, debt of 76.55 M, and cash on hands of 162.26 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the MVB Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
141.04 M | 367.67 M | 76.55 M | 162.26 M |
MVB Financial Investor Information
About 14.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.12. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MVB Financial Corp last dividend was issued on the 1st of December 2025. The entity had 2:1 split on the 2nd of April 2014. MVB Financial Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.22 | 0.13 |
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| Operating Income | 31.8 M | 30.3 M |
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MVB Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of MVB implies not a very effective usage of assets in February.MVB Financial Profitability Analysis
Taking into consideration MVB Financial's profitability measurements, MVB Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess MVB Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2003-03-31 | Previous Quarter 2 M | Current Value 17.1 M | Quarterly Volatility 3.9 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.53 | 0.58 |
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| Net Profit Margin | 0.17 | 0.1 |
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| Operating Profit Margin | 0.22 | 0.13 |
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| Pretax Profit Margin | 0.22 | 0.13 |
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| Return On Assets | 0.0055 | 0.0058 |
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| Return On Equity | 0.0585 | 0.0592 |
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For MVB Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of MVB Financial Corp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well MVB Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between MVB Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of MVB Financial over time as well as its relative position and ranking within its peers.
MVB Financial Earnings per Share Projection vs Actual
The next projected EPS of MVB Financial is estimated to be 0.405 with future projections ranging from a low of 0.38 to a high of 0.48. MVB Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.45. Please be aware that the consensus of earnings estimates for MVB Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.MVB Financial Earnings Estimation Breakdown
The calculation of MVB Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of MVB Financial is estimated to be 0.405 with the future projection ranging from a low of 0.38 to a high of 0.48. Please be aware that this consensus of annual earnings estimates for MVB Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.38 Lowest | Expected EPS | 0.48 Highest |
MVB Financial Earnings Projection Consensus
Suppose the current estimates of MVB Financial's value are higher than the current market price of the MVB Financial stock. In this case, investors may conclude that MVB Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and MVB Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 4 | 49.28% | 0.0 | 0.405 | 2.45 |
MVB Financial Ownership Allocation
The market capitalization of MVB Financial Corp is $367.67 Million. Over half of MVB Financial's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some future point.MVB Financial Profitability Analysis
The company reported the previous year's revenue of 227.33 M. Net Income was 20.25 M with profit before overhead, payroll, taxes, and interest of 167.85 M.MVB Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates MVB Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in MVB Financial and how it compares across the competition.
About MVB Financial Valuation
The stock valuation mechanism determines MVB Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of MVB Financial. We calculate exposure to MVB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MVB Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 169.2 M | 177.7 M | |
| Pretax Profit Margin | 0.13 | 0.22 | |
| Operating Profit Margin | 0.13 | 0.22 | |
| Net Profit Margin | 0.10 | 0.17 | |
| Gross Profit Margin | 0.58 | 0.53 |
MVB Financial Quarterly Retained Earnings |
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A single share of MVB Financial represents a small ownership stake in the entity. As a stockholder of MVB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
MVB Financial Dividends Analysis For Valuation
Please note that MVB Financial has scaled down on payment of dividends at this time. At this time, MVB Financial's Price Earnings Ratio is most likely to drop in the upcoming years.
There are various types of dividends MVB Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of MVB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from MVB Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When MVB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of MVB Financial by the value of the dividends paid out.
MVB Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as MVB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 13.1 M | |
| Quarterly Earnings Growth Y O Y | 7.25 | |
| Forward Price Earnings | 13.2275 |
MVB Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of MVB Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value MVB we look at many different elements of the entity such as MVB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as MVB Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use MVB Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes MVB Financial's worth.Complementary Tools for MVB Stock analysis
When running MVB Financial's price analysis, check to measure MVB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MVB Financial is operating at the current time. Most of MVB Financial's value examination focuses on studying past and present price action to predict the probability of MVB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MVB Financial's price. Additionally, you may evaluate how the addition of MVB Financial to your portfolios can decrease your overall portfolio volatility.
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